Your Father's Love Letter

You need to read this. This is a love letter....from your Father. It will change your life.

Laptops ROCK!

I have had my laptop for about 3 months now and have REALLY enjoyed the freedom of Wi-Fi. I haven't even bothered to hard wire it through the Ethernet & Router. I was sure I'd have to install all the Insight software and go through all that with tech support (because the registration # they gave me in the beginning never would work.)

I was pleasantly suprised to find that just connecting to the router and ethernet card did it - NO SOFTWARE to install!! OHH - how I love my laptop!

Update on BabytoBee.com

I've passed orientation and have been given the download for their software. Just after downloading the software I received an email about a software hold. They are upgrading their software so it may be a little while before I get the call for the system check and the date to start working.

Now I'm just sittin' tight and waiting for the call. This is a legit work at home job, and pays a good hourly wage ($10 / hr).

I found out about BabyToBee on the wahm.com message boards. If you're not already a member, go get your login!! It's the BEST place to make friends and learn the lowdown on work at home jobs and TONS of other stuff! www.WAHM.com

10 Real Estate Investing Myths You Must Vanquish

10 Real Estate Investing Myths You Must Vanquish

by Attorney William Bronchick

These are the Top 10 reasons people use for not succeeding in real estate investing. OK, maybe this list is a bit obnoxious, but I'm trying to make a point. If I offend anyone with this list, it probably means I'm right on track!

Reason #1: I have no cash

The Myth: "You need money to make money"

The Truth: Find a good real estate deal, and the money will find you. Ask any seasoned investor and they will tell you that lack of funds is never an issue; lack of good deals is! If you can negotiate a good price on a house, you will find plenty of partners willing to put up the money.

Reason #2: I have no time

The Myth: "I've got a job, a spouse, kids and very little time"

The Truth: Throw out your television, and you'll have all the time you need. People spend an average three hours per day in front of the tube. They spend even more time on weekends.

Want to do something fun this Saturday? Load the kids in the mini van and go driving around looking for ugly houses. Make a game out of it giving a dollar to each of your kids that spots an ugly house. Tell them that each ugly house your buy means enough money to take them all to Disney World.

Reason #3: Everyone says this stuff doesn't work

The Myth: "That late-night TV stuff doesn't work"

The Truth: You can convince yourself that anything won't work. Henry Ford once said, "Whether you think you can or think you can't, you are right."

Every real estate transaction has risks; some risks are realistic, while others are remote. If you listen to the critics, the naysayers and other pessimists, you'll convince yourself it doesn't work.

Most people that criticize money-making ideas need to do so for their own ego. After all, if it were true, what's their excuse for not being successful? Make it a point of not taking financial advice from anyone who makes less than you do.

Reason #4: There's too much competition

The Myth: "Too many people are buying houses to find a deal"

The Truth: There are more than enough deals to make everyone rich. At any given time there are hundreds of properties for sale in your market for each investor looking for them. In addition, a majority of people who say they are investors are just sitting on the sidelines waiting for someone to fall in their lap. Don't be one of them - go out and make deals happen.

Reason #5: It doesn't work in my market

The Myth: "It doesn't work in my market."

The Truth: It works in EVERY market. True, it may work differently in some markets than in others, but there are investors making money in every city, every day of the week. You have to learn your market: the rents, the trends, the local customs, the bankers, the title companies, etc.

Then, learn the techniques and adapt them for your market. Six months ago, someone told me that the San Francisco Bay Area market was "too hot" to find a deal. Really? Talk to me in a few months after the rash of technology layoffs!

Reason #6: The recession is coming

The Myth: "Certainly, the September 11th tragedy, the huge number of layoffs and the decline of the stock market will kills the economy, so anything I buy will go down in value."

The Truth: Sell cheaper or with attractive terms. When Dell wants to move computers, they drop the price. When GM wants to move cars they offer no interest financing. Be creative and go things they make your houses sell and rent faster.

If the prices are falling, buy way below market and sell just below market. If rental vacancies go up, offer free satellite TV (heck, it's $25/month. When everyone else is "dooming and glooming", it only clears out the competition.

Reason #7: Realtors won't cooperate with me

The Myth: "Real estate agents don't want to cooperate with investors"

The Truth: The right agent can be your best friend and #1 source of business. I have a one agent that brought me six deals in the past year. He knows exactly what I want and only calls me when there's a deal.

You need to educate a few agents and let them know exactly what you want. Few agents have repeat customers - you have to make them understand that you will be giving them business over and over again.

Reason #8: I have bad credit

The Myth: "I need good credit to buy houses"

The Reality: Good credit helps, but you don't need it to make money in real estate. Lease/options, owner-financing, flipping properties and other creative techniques will allow you to buy real estate without credit.

You can always use a partner who has good credit. You can also borrow "hard money" without having good credit. In the meantime, you can work on fixing your bad credit so you can use it as an asset in the future.

Reason #9: I might lose money

The Myth: Real estate is very risky

The Reality: Real estate is one of the safest investments you can buy. The stock market is beyond your control. Savings, CD's and money market funds won't give your enough return to make money. You have to be willing to take a calculated risk to make money.

The more you educate yourself, the less risky real estate becomes. However, don't think you need to know EVERYTHING before taking action.

Reason #10: I don't know what to do

The Myth: I need to learn more before I start

The Reality: You probably know more than enough to get started in real estate. It takes years to learn a lot. You never learn everything.

Success is an ongoing learning process. Read some books, take some seminars and go take MASSIVE action. Then, learn some more and take a lot more action. If you are really impatient, enlist the help of others.

Henry Ford said, "Why should I clutter my mind with general information when I have men around me who can supply any knowledge I need?" He was a smart man because he realized that he didn't need to know it all if he could consult with others that did.

Ronald Reagan's cabinet was said to be the team of the brightest people in politics. The bottom line is that if you want to succeed faster with less risk, have someone you can call on for knowledge.

I'll be posting FREE Real Estate Investing Articles...

There are lots of gurus out there peddling real estate courses you can buy and learn from, but why pay when you can get the same information for FREE.

First off, to to the library and see if any Ron LeGrand books are available for you to checkout. If so, READ THEM!

Secondly, read the free articles I'll be posting right here on my blog.

Update on BabytoBee.com Hiring Process

Just wanted to update on the BabytoBee.com work-at-home jobs. If you decide to do it, you are considered an independent contractor, so taxes are not withheld from your checks.

They pay weekly, via direct deposit into your checking account - so that is a BIG plus. You must work at least 25 hours per week, but if you want to work more than that - there is no limit to the hours you want to work.

The schedule is flexible, but you need to do at least 5 hours on the week-end, and 15 hours need to be afternoon or evening calls.

My experience has been this; I emailed my Resume' to Seth@BabyToBee.com yesterday. Within an hour I got a response from him with the contract to sign, and fax back and to send an email to inform him when that is done. I got to it right away, and received another quick response from him with 15 interview questions to answer and a sample call to listen to. After listening to the call and answering the questions, I emailed them back to him. Today I got an email from him that asked me to review a script and expect a call from him today.

It's been a few hours since I received the email, and he hasn't called yet. I'll post again once I get the call :-)

So excited!!! BabyToBEE.com Is hiring work-at-home agents!

www.BabyToBEE.com

They're hiring for work-at-home agents. Email your resume' to Seth@BabyToBEE.com. DO NOT CALL THEM!!!! You must email your Resume', and wait for a response. Good luck!!

Tired Of High Gas Prices? Save 19% On Gas!!

Yep - it's true! You can really save 19% on gas expenses! See what Fox & NBC News say about this patented product. Go here for all the details!

Foreclosure?? I can help!!

If you or someone you know is facing a foreclosure, I can help STOP the foreclosure and keep them (or you) in your home!!

I'm not going to try to steal the house from you, or screw you out of the equity in your home. We will negotiate with your lender to restructure your loan so you can keep your home!!

If you're facing a foreclosure, don't wait - contact me today!!

My Big Brother, Josh & Niece Madi

I wanted to show everyone a picture of my big brother, Josh, and his daughter (my niece) Madisen. Isn't she adorable??

MySpace (It's pretty cool)

Up until a week or so ago, I didn't know about MySpace.com. It's pretty neat though. Over the last week I have found lots of my old high school friends, family members, and other neat people.

You can find me on MySpace by going HERE.

My Little Brother & His Family :-)

Here's a picture of my brother and his family. Left to right is Teanna who is holding baby Kayden and next to her is my little brother, Jonathon (Jon)

Update on Real Estate Deals

I haven't completed the entire Real Estate course yet, but I have already located two potential deals.

The first is a fixer-up for $9999. I'm going to offer $6000. The second is also a fixer-up, but not in as bad of condition - and he is asking $15k. I'm going to offer $10k. I'm not going to own the houses and rehab them myself. I will wholesale flip them to another investor who does rehab and retail OR I will wholesale flip them to another invesotor who rehabs and holds as a rental unit.

I have found that the Evansville assesor's office has pictures of properties online (which helps cut down on my drive time since I can weed out properties online).

At first, I thought it would be difficult to locate houses to flip - but that just isn't the case. It's EASY to find houses to flip.

Next, I'm learning about Lease Options. I've read several books on the subject, but I want to finish Ron LeGrand's course before I do a Lease Option deal.

I'll keep ya posted on my progress with the first two deals.

I'm HORRIBLE At Picking Out Movies!!

I started a part time job at Movie Gallery for the free movies and games. It's just 10 hours a week, and it's actually a very fun job.

Anyway - I am TERRIBLE at picking out movies to watch! In the last two days we've rented three doozies.

Weather Man
Broke Back Mountain
Bad News Bears

I actually thought the kids would like Bad News Bears, but we had to turn it off due to the horribly foul language (from kids). I figured a little language wouldn't be too bad - but no one has completed a sentence WITHOUT a cuss word in it in the first 15 minutes of the movie. I'm so disappointed.

I had no clue Broke Back Mountain was about two gay men and their love story. Geeze...I really need to pay more attention to the ratings and not so much other's opinions!

On a lighter note, Chronicles of Narnia was AWESOME! And so was Just Like Heaven with Reese Witherspoon. I guess I'll just keep trying.

Internet Based Kids

For those of you whose children are blessed with an entreprenurial spirit (or maybe you want to develop one within them?) here's an excellent site for doing just that;

www.InternetBasedKids.com

Just sign up for the free newsletter. It's full of excellent information and resources.

Natalie FINALLY Starts Blogging!

Kynleigh & Kennedy Natalie & Jake


I have been telling my big sister, Natalie, to start blogging - for quite some time now.

I just received the link to her new blog. WAY TO GO NATALIE!!

Please take a moment to visit her blog and make a post or two. She'll really appreciate it :-)

As soon as Natalie sends me a more recent picture of her, I'll post it. (Hint, hint Natalie :-) This is one of her when she was still pregnant with my nieces (who are in the picture above.)